A medical assistant is posting payments to patient accounts at a clinic. A patient made a payment of $150, which includes a $100 payment towards the deductible and a $50 copayment. How should the medical assistant correctly post this transaction in the patient's account?
Post $150 to future services as a prepayment, ensuring coverage for upcoming appointments.
Post $150 to the copayment, overpaying the copayment amount.
Apply $75 to the deductible and $75 to the copayment, evenly splitting the payment.
Post $100 to the deductible and $50 to the copayment.
The medical assistant should post $100 towards the patient's deductible and $50 as a copayment. This accurately reflects the patient intention and ensures that the payment is applied correctly in terms of satisfying the deductible and covering the required copayment. Incorrectly allocating funds to different areas, such as towards non-covered services or as prepayment for future services not yet rendered, would not accurately reflect the patient's current transaction or financial responsibility.
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