John, a retired sailor with a service-connected disability, seeks medical care at your practice. To process his insurance correctly, you recall that he is potentially eligible for a certain healthcare program offered by the Department of Veterans Affairs. Which program should you verify for coverage?
Medicare Advantage Plan
Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA)
CHAMPVA, or the Civilian Health and Medical Program of the Department of Veterans Affairs, provides coverage for dependents of a veteran who is rated permanently and totally disabled due to a service-connected condition. Since we are told John has a 'service-connected disability', and assuming he does not qualify for TRICARE, CHAMPVA would be the appropriate program to verify for his coverage. Other programs such as TRICARE are primarily for active duty and retired service members, their families, and survivors, but not necessarily related to service-connected disabilities.
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